Before submitting a claim to the MIB, the hereunder steps should be followed:
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Report the accident immediately to the Police / Local Wardens. The absence of a police or local warden will lead to difficulties in proving the claim.
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Establish whether the other party involved in the accident is insured. Your insurer will be able to assist you in this regard. It is important to record the vehicle registration number, make and model of the vehicle at the scene of the accident.
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If you are the victim of a hit and run accident, enquire with any witnesses whether the vehicle registration number of the other party was recorded.
The MIB would require as much documentary information as possible connected to your loss. These include:
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A copy of the Police / Local Wardens report, sketch and photos;
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A list of any witnesses;
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A written and full description of the accident;
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A copy of any process verbal taken in the magisterial inquiry (if any);
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Any medical certificates;
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A copy of the survey report and bills if available;
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Any judicial correspondence.
A claim against the Protection and Compensation Fund or the insurer concerned should be made by not later than 2 years from the date of the accident.