Last Updated on 14 August 2019 Version 1.1
WHAT ARE COOKIES?
Our Site uses a technology called “cookies”. A cookie is an element of data (usually a very small file) that a website can send to Your browser, which may then store it on Your computer or mobile device. These cookies allow Us to correctly operate the Site and/or to provide you with web pages or content that are tailored to you. For example, some cookies remember Your custom preferences. This information can, in some cases, be carried from one visit of our Site (or related site) to the next (for example, to help you avoid having to re-enter certain information when you visit the same page later. Some of these cookies require Your consent (as explained below).
Some cookies are created for each session when You visit Our Site, while others are persistent and may remain for a number of months or years to facilitate Your access to Our Site.
Apart from the cookies We make use of Ourselves, various third-party cookies may also be stored on Your computer or mobile device, including Google Analytics. We strongly suggest that you read the cookie policies of any such third-party cookies.
ESSENTIAL AND NON-ESSENTIAL COOKIES
We divide cookies into two main categories namely:
These are strictly necessary to ensure that the Site functions in Your everyday use of it or for Us to provide You with the service(s) You expect from Us. Cookies used for the sole purpose of carrying out or facilitating the transmission of a communication will also be considered as essential cookies. We do not require Your consent to use such essential cookies but You may still block or delete them (see below).
Some examples of essential cookies as found in the European Commission’s EU Internet Handbook (see http://ec.europa.eu/ipg/basics/legal/cookies/index_en.htm) are as follows:
- USER-INPUT cookies (session-id) such as first-party cookies to keep track of the User’s input when filling online forms, shopping carts, etc., for the duration of a session or persistent cookies limited to a few hours in some cases
- AUTHENTICATION cookies, to identify the User once he has logged in, for the duration of a session
- USER-CENTRIC SECURITY cookies used to detect authentication abuses, for a limited persistent duration
- MULTIMEDIA CONTENT PLAYER cookies used to store technical data to playback video or audio content, for the duration of a session
- LOAD-BALANCING cookies, for the duration of session
- USER-INTERFACE CUSTOMISATION cookies such as language or font preferences, for the duration of a session (or slightly longer)
- THIRD-PARTY SOCIAL PLUG-IN CONTENT-SHARING cookies, for logged-in members of a social network
These are not required for the essential functioning of the Site, although they may greatly enhance your experience of using Our Site. For example, non-essential cookies may be used for the following reasons:
PREFERENCES. These cookies would remember Your custom preferences. For example, this helps you avoid having to re-enter certain information when you visit the same page later;
MARKETING. Here, the cookies would be used to gather information about Your browsing habits allowing Us to provide You with more relevant information and material that would be of interest to you;
STATISTICS. These help Us gather information about users on Our Site(s), such as when you first visited the Site and/or how often You access it and at what particular time. These also include cookies that log how You came across the Site, using which search engine or other links.
YOU MAY WITHDRAW SUCH CONSENT FOR NON-ESSENTIAL COOKIES AT ANY TIME BY THE SAME METHOD IN WHICH YOU GAVE IT TO US.
SPECIFIC COOKIES USED ON THIS SITE:
The specific cookies we use on our Site are as follows:
|Name of Cookie||Cookie Provider||Purpose of Cookie||Expiry|
|_ga||Used to distinguish users.||2 years|
|_gid||Used to distinguish users.||24 hours|
|_gat||Used to throttle request rate. If Google Analytics is deployed via Google Tag Manager, this cookie will be named _dc_gtm_<property-id>.||1 minute|
|AMP_TOKEN||Contains a token that can be used to retrieve a Client ID from AMP Client ID service. Other possible values indicate opt-out, inflight request or an error retrieving a Client ID from AMP Client ID service.||30 seconds to 1 year|
|_gac_<property-id>||Contains campaign related information for the user. If you have linked your Google Analytics and Google Ads accounts, Google Ads website conversion tags will read this cookie unless you opt-out.||90 days|
HOW TO DELETE OR DISABLE COOKIES VIA YOUR BROWSER
Even if We obtain Your consent to use non-essential cookies or if We use essential cookies (where we don’t need your consent), You can still control Your settings in Your browser to delete or disable cookies.
If Your browser is NOT configured, by default, to block all or certain cookies, you may manually configure Your browser to either reject all cookies or control which cookies are set on Your computer or mobile device through the Site. Should you wish to reject all or certain cookies used by Our Site, you may modify your web browser preferences to do so.
If You reject ALL cookies (including Essential Cookies) then You might be unable to use some of the features or services available on Our Site and You might also experience a lack of full functionality of the Site.
Usually, the information on how to change your options regarding cookies can be obtained by referring to Your operating system’s manual or to the ‘Help’ section of Your web browser, or by contacting Your Internet Service Provider.
You may also find all the necessary information on how to make the necessary configuration settings by visiting the following helpful site: http://www.allaboutcookies.org/manage-cookies/
For more information please feel free to contact us as indicated below.
Malta Insurance Association is the data controller responsible for the processing of your personal data that takes place via the Site or in the manner explained above.
If you have any questions/ comments about privacy, you should contact us at email@example.com or by writing to Malta Insurance Association, 43A/4, St. Paul’s Buildings, West Street, Valletta, VLT 1532 Malta, by phoning Us using telephone number (+356) 21232640 (during normal office hours) or by contacting our Data Protection representative (Mr. Adrian Galea) who can be contacted directly at firstname.lastname@example.org or 21240609.
Last Updated on 2nd September 2019